A Vision for Sustainable Growth and Market Expansion

Poonawalla Fincorp’s growth has been impressive in the third quarter of 2025, with disbursements reaching Rs 7,150 crore, compared to Rs 6,313 crore in the previous quarter. This upward trend signals the company’s increasing operational strength. Along with this, the company’s Assets Under Management (AUM) grew by 9% from the previous quarter, reaching Rs 30,950 crore. Additionally, Poonawalla Fincorp maintains liquidity of Rs 4,800 crore as of 2024, indicating its strong financial foundation.

Rising Stock Value Reflects Investor Confidence

Poonawalla Fincorp’s robust performance has led to rising stock prices, peaking at Rs 329.85 on the Bombay Stock Exchange. The company’s net profit of Rs 854.6 crore for the September quarter, alongside a 17.5% growth in Net Interest Income, has further cemented its position as a reliable and profitable company. These results demonstrate Poonawalla Fincorp’s ability to deliver consistent growth, which investors are keen to support.

CEO Arvind Kapil’s Expansion Plans

Under the leadership of Poonawalla Fincorp CEO Arvind Kapil, is embarking on a rapid expansion plan. The company aims to double its workforce over the next four to six quarters and introduce six new retail-focused lending businesses. Furthermore, it plans to increase its branch count from 100 to 400. These moves are aimed at increasing Poonawalla Fincorp’s market penetration and further driving growth across its diverse customer base.

Expanding Product Offerings to Cater to New Markets

Poonawalla Fincorp’s strategic expansion also includes broadening its range of products. The company is planning to introduce new loans for purchasing gold, used cars, small businesses, and education. These products will address specific customer needs, making Poonawalla Fincorp’s offerings more accessible to a wider audience. By diversifying its portfolio, the company ensures it can cater to individuals and businesses in different sectors.

AI and Technology Integration for Streamlined Operations

In addition to expanding its product range, Poonawalla Fincorp is leveraging advanced technology to improve internal processes. The company has partnered with IIT Bombay to integrate artificial intelligence (AI) into its HR functions, which has led to a 90% reduction in hiring time. Poonawalla Fincorp has also developed a WhatsApp bot to assist employees with queries related to policies, leave, and payroll, enhancing communication efficiency.

Looking Ahead to Sustainable Growth

Poonawalla Fincorp’s strategy for sustainable growth includes focusing on operational efficiency, expanding its workforce, and enhancing customer offerings. With strong financial results and ambitious plans for future growth, the company is well-positioned to continue on its upward trajectory. CEO Arvind Kapil’s leadership and the company’s commitment to innovation and growth make Poonawalla Fincorp a company to watch in the coming years.